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Morning! How was your weekend?
Ours was quiet but we did manage to get outside and enjoy some fresh air despite this terrible cold snap we’re under. Late Friday I ended up running to my dentist because I broke a premolar almost to the gum line . Talk about karma. I’d just posted about having an emergency fund and issues popping up when you least expect it and then bam the tooth broke and I found myself sitting in the big chair getting prepped for a crown. There goes our January budget (FYI, Mer’s insurance covers 80% of preventative dental but anything restorative is at 50%. So, I’m looking at approximately 1000$ out of pocket to fix my tooth). To be fair, I knew this day would come because I’d had a temporary fix done to this tooth last March when it broke the first time. I was told it should only last approximately one month but I was able to stretch it to 8. I’ll be heading back to have a permanent crown placed at the end of January and hopefully apart from my routine cleaning (approximately 36$ after 80% insurance coverage) I wont be spending any more money at the dentist in 2017.
I’d also like to apologize to anyone subscribed to my blog who has been getting spammed by weird zero content posts. I was playing around with the theme last week and it looks like my blog somehow was sending out “temporary posts for theme detection”. I’m so sorry if your reader or inbox got spammed as a result of my indecisiveness. I’m pretty new to all this so I had no idea that you’d get alerted to all the changes I was making. Thank you to a dear reader who alerted me to the problem last Thursday! I think I’ve finally settled on a theme that works (I don’t love it but also refuse to pay money to buy a theme when there are so many perfectly acceptable free options).
So, let’s talk about saving money
If you missed my first post about how we save a couple of bucks in TTBH you can find it right here. In a nutshell, I told you guys that we buy used whenever we can, sell whatever we don’t need/use anymore, stockpile essentials, clip coupons and grow our own produce to lower our monthly and yearly costs. All these things helped us pay off $21000 in credit card debt and build up a sizeable down payment to buy our first home.
Margs new pre-loved shoes. Shes still wears them daily.
Today, I wanted to share the methods we use to keep tabs on our spending when it comes to providing for Margs. Kids are expensive – more expensive than we ever imagined and so we took to finding frugal ways to provide for her pretty early on. Above and beyond the immediate necessities: diapers, food, clothing and medical/dental care we had to think ahead about how we’d eventually help fund her education so saving money right now is a huge priority for us. The following list is a few things that we’ve come up with that work for us and help us add to her education fund regularly without necessarily compromising her day to day life. We don’t feel that being frugal with regards to baby care is about deprivation – instead, we strongly believe that we can still provide a great lifestyle for our kiddo without spending a fortune.
Making Baby Food
You can save a ton by making your own baby food. In the early days when we were first starting experimenting with solids I’d make large batches of things like squash, sweet potato, carrots, fruit compotes and soups and blend them in a baby bullet. A blender or food processor would probably work just as well though. This Magic Bullet Baby Bullet Baby Care System was on sale last spring and I had a coupon so I couldn’t pass up the deal. Best decision ever because I made all of Margs’ food myself and ended up saving a ton.
My lovely bullet which I ended up selling for 20$ when we no longer needed it.
My only qualm about the bullet is the lack of freezer storage options that comes with the system. The set I bought included one silicone freezer tray which simply was not enough to freeze the food I’d make. When I’d make baby food I’d make sure to make enough to last me at least a month and unfortunately the tray only accommodates 6 freezer portions at a time. At first I’d freeze, pop them out, freeze another batch and so on and so on until all the food was frozen but this became really annoying and time consuming and some batches ended up taking about 3 days to freeze. I got really lucky in early summer when I managed to stumble across 2 more silicone trays for 50 cents each at a garage sale. A Baby Bullet Storage Completer Kit is available through Amazon if you can’t score them second hand. I was beyond excited because freezing 18 at a time was going to make things far more efficient in my kitchen. Sadly 18 wasn’t even enough and eventually I stopped using them altogether and turned to muffin tins instead. It made freezing portions far easier and it also allowed me to control each portion size as her appetite grew.
Not all diapers are priced or made equally
.. and we use this to our advantage.
When Margs’ was first born we experimented with different diaper brands to try and find one that provided enough absorbancy at a fair price.
We figured out pretty quickly that our best bet was to go with a combo of Parent’s Choice (Walmart store brand) and Huggies Little Movers
On average, I change about 10 dirty diapers a day. Of those 10 diapers we use Parents Choice brand during the day (9ish diapers) because although far less absorbent than big brands like Huggies they do the job perfectly well. I change her so often that a day time diaper is rarely soaked and so I can hardly tell the difference that she’s not wearing a designer diaper.
Nighttime is a completely different story. In the early days, Margs would wake once or twice throughout the night for a feed which included a diaper change so using the cheaper diapers worked just fine. As she got older and started sleeping through the night and drinking more throughout the day she started producing more urine and the cheaper diapers started to fail us. We’d have blow outs and pee stained sheets night after night. That’s when we decided to buy more absorbent diapers by Huggies and use one as a night time diaper. So far, it’s working out quite well and we’ve been blow out free since making the switch.
Now for a little frugal math
Daily diaper usage costs – combination method: (0.14 x 9) + (1 x 0.24) = $1.50 per day = 547.50 yearly
Potential diaper usage costs – designer diapers only: 0.24 x 10 = $2.40 = $876 yearly
Potential savings: 876.00 -547.50 = $328.50
So, if my kiddo is in diapers until the age of 3 that’s a savings of $985.50 which is a heck of a lot of money I’d literally be throwing in the garbage.
*Note: cloth diapering is far more inexpensive and it’s by far the cheapest choice. I was just so overwhelmed with motherhood that washing poop stained diapers just wouldn’t have worked for me. Chapeau to those ladies & gents who do it though!
There are coupons available for just about any and all baby products. When we need to buy diapers, wipes, soap and formula I hunt down a coupon to save a little cash. If you’re feeding your baby any Enfamil formula product they have an awesome program where they periodically send you coupons by mail. The coupons include savings for formula in addition to Fisher Price products. I’ve actually used one of Margs’ coupons to buy a birthday gift for a friends son.
These are the websites I use the most. Unfortunately, I have yet to find a coupon for Parent’s Choice Diapers.
Money savings tip: when I use coupons and rebates I pretend that I’ve paid the original amount. I then transfer however much I’ve saved directly into our savings account. It’s never a huge amount because I’m not an extreme couponer but every little bit helps. Some months I’m able to add about 60$ of padding to our savings just by transferring out “coupon” money.
Bartering baby stuff
My kiddo loved her jumperoo- boing, boing.
After moving, I joined a local play group where I met a wonderful woman who showed me the ins and outs of frugal motherhood. I will be forever grateful to her for suggesting I find barter buddies. Basically, I’ve found a few other moms with children Margs’ age who barter their toys with me. I met these ladies at a baby playgroup and an afternoon kiddo reading hour hosted for free by our local library. Trading toys helps keep Margs entertained because she’s basically playing with new stuff every few months and this keeps our costs next to nothing. I’ve traded a Fisher-Price Rainforest Jumperoo for a Graco Walker and I couldn’t be more thrilled. I’ve also traded a few toys that she’s outgrown to a mom for a second convertible car seat (she had older children who had outgrown it.).
In addition to having barter buddies who I keep in touch with via email, I also periodically barter through online garage sales in my area or on Craigslist. Not everyone is open to an exchange but asking kindly wont hurt. I’ve been able to trade a few items this way as well. Namely, Margs’ snowsuit was obtained by trading a bunting bag she used as an infant in her carrier – again I was dealing with a mom who had an older child and an infant so the trade was mutually beneficial.
I’ve also bartered at the consignment shop. Sometimes I’ll have an item that Margs no longer needs and head over looking for something specific and ask if a trade would be accepted that day. More often than not, the owner is more than happy to trade with me assuming the exchange is fair. My latest trade was 5 warm winter footie PJs for a diaper genie that we were given but never used. This way I don’t touch my consignment balance and avoid having to wait for my items to sell to earn store credit.
Cycling her toys
A recent photo of her toys after I'd purged out half.
Margs is easily distracted and she’s also not always easily amused. I keep her toy collection to a minimum and find that she’ll easily get bored if the rotation of toys is always the same. As a result, I cycle out her toys and keep some stashed in her closet where she doesn’t have access to them. Every couple of weeks I trade them out and they are brand new and super exciting again. This kiddo likes to keep things fresh!
I’ve also started planning ahead and bartering and swapping out toys that she no longer plays with to accumulate toys that she’ll enjoy playing with as she grows. I was on the hunt for wooden puzzles for months after seeing how incredibly pricey they were at both Toys R Us, Walmart and online. Luckily a couple weeks back one of the ladies in my barter group had a set of 5 wooden puzzles up for grabs and we came to a mutual agreement. 5 puzzles for a gift basket of Bed Bath and Beyond products I kindly received as a housewarming present from a relative but cannot use because of my sensitive skin.
So there you have it folks. This is what we’re currently doing to save and stash away a little extra cash for our little girl.
What money saving tips do you use in your house?
Ever bartered with someone to get something you needed? If so, tell me about your swap!